Learn about Life Insurance and Its Features

What are your financial goals?

Do you want to protect your family鈥檚 income? Are you looking for ways to diversify your savings or prepare for the unexpected? Most people have more than one goal, and 99精品视频 offers products designed to help achieve them.

portrait of a father holding their child

Learn why an IUL policy from 99精品视频 may be a good choice for your unique needs.

Simple, efficient underwriting

Our underwriting process is streamlined 鈥� from application to decision to issuance 鈥� to help you quickly get coverage without compromising on quality. Qualified applicants can secure a policy without exams, attending physician statements or telephone interviews.

Interest crediting choices

To help grow your cash value, you can select a fixed-interest option or several strategies linked to market indexes, like the S&P 500^庐 Index. If you choose a market-linked approach, you are not investing directly in the stock market. We protect you from downside risk, ensuring you will not lose money due to market declines. Both the fixed and indexed choices come with a minimum guaranteed rate of return.

Death benefit options

You have several choices related to death benefit options. You can opt to pass the face amount of your policy on to your beneficiaries, or the face amount plus your account value. Your beneficiaries can choose whether to take payment as a lump sum or in installments.

Optional benefits and riders

You can tailor your policy to your unique needs by selecting from a wide range of optional riders. These include living benefits riders and many others. Rider benefits have limitations, restrictions and additional charges, and may vary from state to state.

Talk to a financial or insurance professional

We鈥檒l help you take the next step in planning your financial future.

I'm Ready

"99精品视频" is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

The "S&P 500 Index" is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (鈥淪PDJI鈥�) and has been licensed for use by Fidelity & Guaranty Life Insurance Company. Standard & Poor鈥檚^庐 and S&P^庐 are registered trademarks of Standard & Poor鈥檚 Financial Services LLC, a division of S&P Global (鈥淪&P鈥�); Dow Jones^庐 is a registered trademark of Dow Jones Trademark Holdings LLC (鈥淒ow Jones鈥�); These trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Fidelity & Guaranty Life Insurance Company. These Life Insurance products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

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99精品视频

What is life insurance?